Contractors and adjusters have a responsibility to their clients. They should provide bids for the work they will perform that match with industry standards. They should hold to the contracts you have. They certainly should do high-quality work on the budget they agree to.
When you build a home or building, you want to know that you have one of the best, most cost-effective contractors around. You want to know that you're getting your money's worth and that you're not being taken advantage of.
Construction can be a risky business for many reasons. The risk of injury can be higher on a construction site compared to other workplaces. In addition to the physical risks of the job, many construction professionals are independent contractors, relying on the individual who hired them to issue payment for completed work in a timely manner. Unfortunately, for many people in this line of work, prompt payment is not always something they can count on.