Getting into a crash isn't something anyone plans for. While you have insurance and do your best to have a savings, the hope is that you won't ever actually have to deal with a collision.
Sadly, many people do get into accidents. Many walk away without serious injuries, but for those who do suffer from life-changing wounds, recovering economic damages is a necessity. Most people can seek compensation of some type, but your ability to collect varies based on the damages you've suffered.
Take for example someone who suffers from disfigurement. This individual may have permanent scars, be unable to move freely, lose his or her job or be unable to participate in his or her life in the way he or she wants to. Damages could include things like physical injuries, mental injuries and the cost of medical care itself.
In the future, that same person may need medical care. Perhaps ongoing surgeries will be needed to repair the scarring or damage to the body, or maybe it's rehabilitation that's necessary to get the individual back into a position where he or she can work. Whatever the case may be, the person can seek compensation to help cover the future medical expenses he or she expects to accrue.
Other kinds of damages include losing the enjoyment of life or a loss of consortium. Losing the enjoyment of life or being unable to enjoy life's daily pleasures is compensable, as is being unable to appreciate and benefit from married life following an accident. It's your right to fight for this or any other kind of compensation following an injury.
Source: FindLaw, "Economic Recovery for Accidents and Injuries," accessed Jan. 11, 2018