Miami is a major business center and one of the most dangerous cities for drivers. Consider consulting with a Miami commercial vehicle accident lawyer if you’re involved in an accident with a business vehicle.
For accidents between private passenger vehicles, Florida is a no-fault state. With no-fault insurance, each driver’s insurance company gets involved to process a claim and cover damages and injuries. However, in today’s economy, a commercial vehicle may be a delivery driver in a large truck, a van, or any vehicle delivering food or transporting people.
In Florida, all drivers must carry auto insurance that includes Personal Injury Protection (PIP) insurance. PIP typically covers medical bills and lost wages up to a defined amount. However, accidents involving commercial vehicles often result in more serious injuries, property damage, or fatalities.
Florida allows for filing a commercial vehicle accident case outside of the no-fault system. Victims can pursue more significant damages from the company or commercial vehicle owner. The requirements for automobile insurance and additional requirements for commercial vehicles are stated in Florida Statutes §627.7415.
Commercial vehicle accidents typically involve gathering evidence from technical devices in the truck and combing through layers of potential liability. For example, the truck may have been loaded improperly, speeding, or turning too quickly. Florida law allows for the principle of respondeat superior, which holds the company responsible for the driver’s actions when working.
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The beautiful coastline views and beaches don’t hide the fact that driving in Miami-Dade County is dangerous. Florida Highway Safety reports in preliminary data for 2025, 18,444 crashes causing 26,312 injuries and 255 deaths in Miami-Dade County alone. The city of Miami itself averages 5.4 accidents for every 1,000 drivers, and approximately 16 vehicle accident fatalities per 100,000 residents.
In a major U.S. city with thriving businesses, including commercial trucking and delivery, accidents happen frequently. The population of residents is dense, and the tourist season occurs year-round. Food and other product delivery vehicles can include passenger vehicles being used for ride-sharing. It all amounts to heavy commercial traffic every day. Accidents often happen on busy streets like Dade Blvd. And W. 16th Ave, plus highways like I-95.
Commercial truck drivers must have a CDL (Commercial Driver’s License) and follow strict interstate regulations from the FMCSA. The FMSCA regulations apply to vehicles that exceed a GVWR or gross vehicle weight rating of 26,000 pounds. Food trucks don’t follow FMCSA regulations, but rather the Mobile Food Dispensing Vehicle (MFDV) rules controlled by the Florida Department of Business and Professional Regulation.
You should hire a commercial vehicle accident lawyer if you’ve been involved in an accident resulting in property damage, injuries, or a fatality. The complexity of commercial vehicle accident laws and insurance requirements alone makes for a complex commercial vehicle accident case.
The Law Office of Alexander Alvarez, PA, is your go-to legal source for all commercial vehicle accidents. We are professional Miami commercial vehicle accident attorneys with the experience necessary to work toward a fair and favorable settlement. Our founding attorney has been practicing law for over 30 years. Your legal team from the Law Office of Alexander Alvarez, PA, knows when to negotiate and when to stand firm.
When you get into an accident driving a commercial or company-owned vehicle in Miami, Florida, and you are conducting business, the first step is to call 911 for police and emergency response. Next, report the accident to your company and verify that the police come to the scene. The company’s insurance should process a claim that includes all drivers involved. If you are personally injured, you may be able to seek workers’ compensation.
A commercial vehicle accident is any crash involving vehicles used for business purposes. Business purposes include transporting goods, carrying passengers, or delivering food. Types of commercial vehicles include cars, trucks, delivery vans, taxis, and ride-sharing vehicles. Vehicles used to conduct business in Florida are subject to Florida Statute 320.01, which may assign accident liability to either a driver or the company.
Yes, you can file a personal injury claim against a company when you’ve been involved in and injured in a commercial vehicle accident in Florida. If the commercial driver causes an accident while working, then the employer can be held liable under respondeat superior. The sooner you file a case, the easier it is for your attorney to find and preserve evidence.
A commercial vehicle accident claim must be filed in the state of Florida within two years from the date of the accident if a person was injured or killed. If there was only property damage, then you have up to four years to file a case. Note, if you are injured in a commercial vehicle accident, you must seek medical treatment soon after the accident to qualify for Personal Injury Protection benefits from your insurance company.
Being involved in a vehicle accident can be painful or deadly, and the effects of an accident can impact your life for years. When you hire a commercial vehicle accident lawyer from the Law Office of Alexander Alvarez, PA, you get a legal team that can accurately and fairly assess both the economic damages as well as the pain and suffering you’ve endured.
We can pursue compensation through negotiation and litigation when necessary. Let us represent your interests and help you get the settlement you need now and in the future. Contact us to get started on your commercial vehicle accident case today.
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“Mr. Alvarez not only is a great professional, but it also has excellent skills as a mediator, which to my knowledge, sometimes is better than an expensive litigation. He’s also a sensitive individual.” – Ed Gugliotta
Contact our firm in Miami online or by telephone at 866-270-0589 and arrange a free initial consultation. Personal injury cases are handled on a contingency fee basis, so there is no financial obligation to simply speaking with our firm and learning about your options.
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