What information do you need to make an insurance claim?

If you’ve been hurt, you know how hard it can be to adjust to the changes that you have to make in your life. Whether it’s something like walking on crutches or having to adjust your work schedule because of medical appointments, it can make your life a lot more difficult.

Anytime you suffer a personal injury, it’s your right to hold the accountable party liable for your injuries. It might be someone like a teen who was texting behind the wheel, a business owner who didn’t take the time to repair a dangerous walkway or another party who was negligent, but they all could be held liable for your injuries.

What information do you need for an insurance claim against another party?

There are a few pieces of information that can be helpful to have, such as:

• A police report
• Medical records, like X-rays or diagnoses
• Photographs or videos showing the extent of your injuries, a crash scene or other information that helps prove fault

If you don’t have all of this information at first, it’s okay. Keep collecting information as it’s received. Always keep your receipts when they pertain to your injuries, too, so you can ask for reimbursement.

With this information, you and your attorney can begin discussing the kind of compensation that you should expect and what you need. By looking at this information, your attorney will get a better idea of how sound your case is and be able to give you better information about making a claim and potentially accepting a settlement offer.