Who is actually liable for delivery vehicle collisions?

There are countless vehicles on the Florida roads that at least serve a part-time function as a delivery
vehicle. Many people with other careers sometimes Moonlight as grocery or meal delivery drivers to augment their
income. There are also thousands of proprietary fleet vehicles delivering packages for major package companies like
UPS or large retailers like Amazon.

Although the professional drivers that work for company fleets often have good driving records and
additional training, plenty of delivery drivers have questionable skills. Who is technically liable for a crash when
you end up hurt by a delivery vehicle?

The insurance company

Individuals who drive their own vehicles for delivery purposes often have to pay extra for specialty insurance coverage. Even if they failed to do
so, you can probably still bring a claim against their personal automobile liability policy.

The vehicles in a commercial fleet will almost always have a commercial policy that applies. Typically,
you could make a claim for both property damage expenses, like the cost to buy a new vehicle, and injury-related
expenses, like medical bills and lost wages.

The individual driver

Sometimes, it is obvious that the driver did something inappropriate or possibly illegal. They may have
turned on a red light because they are in a rush or remained so focused on their phone confirming an order that they
failed to see the traffic risks right in front of them. In a scenario where a delivery driver did something
negligent or illegal, you may occasionally have grounds for a personal injury lawsuit against them.

The employer of the driver

There are many situations in which the company that employs the delivery driver may have partial
responsibility for the crash they caused.

For example, drivers working exceptionally long shifts or subject to a requirement to interact with mobile
devices while working may cause a crash because of the company’s policies. There may also be pre-existing evidence
that the driver who caused the wreck is not safe on the road, which might mean the company was negligent in its
decision to hire that individual.

Discussing the recent commercial collision you experienced involving a delivery driver could help you get
the compensation you need after a serious crash.